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Case Study · Automotive & Real Estate

Climate risk analysis for a mid-sized automotive company

Which sites got PV canopies first followed from their exposure to hail and heavy rainfall, not from gut feeling. Physical and transition risks in one analysis, with a dashboard for ongoing monitoring.

Climate risk analysis for your site

Starting point

Several sites, one question: where to invest first?

CompanyMid-sized group

Vehicle trading, transport and real estate at several sites across Germany.

GoalAn analysis that supports investment

A TCFD-aligned climate risk analysis for CSRD and the EU Taxonomy, and at the same time a robust basis for investment decisions.

Approach

Four phases, physical and transition

ScenariosRCP 4.5 and RCP 8.5

High resolution from EURO-CORDEX, with an SSP delta as a control layer.

Resolution11.5 km grid

Site by site instead of sector or national averages.

Time horizons2031 to 2040, 2041 to 2070

Compared with the 1991 to 2020 reference period.

01
System elements

Buildings, vehicle fleet and technical installations following the German Environment Agency (UBA) guidelines, instead of abstract Taxonomy activities.

02
Data collection

A georeferenced site register with building, installation and energy data.

03
Risk analysis

Exposure and vulnerability per site, plus CO₂ costs under ETS 2.

04
Assessment

Prioritisation by risk level, synergies between both risk types, measures with ROI.

How the scenarios fit together is covered in the article on SSP scenarios.

Results

What the analysis showed

PhysicalHail as the top risk

Above all on outdoor storage areas, rising in both scenarios. Only georeferencing revealed the differences between sites.

PhysicalHeat in buildings

Older buildings without air conditioning are affected. Annual averages would have underestimated the risk; the seasonal view was decisive.

TransitionFossil heating systems

Additional CO₂ costs under ETS 2. Only the scenario calculation made the ROI of modernisation visible.

TransitionFleet emissions

Rising regulatory pressure, with a concrete path to alternative drivetrains.

Measures

Measures with multiple benefits

PV canopies on outdoor storage areas

Hail protection, power generation and charging infrastructure at once. This only became visible because both risk types were assessed together.

Refurbishment with heat pumps

Replaces fossil heating, combined with PV self-supply. Cuts CO₂ costs before ETS 2 starts and helps against heat.

In addition: heavy rainfall protection, greening against heat, insurance optimisation based on the risk matrix and a decarbonisation path for the fleet.

Deliverables

What was on the table at the end

Interactive dashboard

Risk matrix following the UBA scheme, filters by site, risk type and time horizon, export for reporting.

Analysis report

Methodology, risk analysis and financial assessment, audit-ready for CSRD and the EU Taxonomy.

Management presentation

Investment priorities with ROI estimates and an implementation roadmap.

Client testimonial

What the company says

“As a mid-sized company, we faced the challenge of systematically capturing climate risks without building an entire department for it. The analysis not only provided us with regulatory certainty, but enabled concrete investment decisions, for instance determining which sites to equip with PV canopies first.”

Corporate development, mid-sized automotive company

Which of your sites comes first?

In the free initial assessment you get a first view of your site within five working days.

Read more: Assessing physical and transition risks · Climate risks in financial planning · SSP scenarios

Request an initial assessment

Tell me which sites you want to review. I reply within 24 hours on working days.