Climate Risk Analysis for Mid-Sized Automotive Company
A comprehensive case study on the systematic identification and assessment of climate-related risks according to international standards – as a foundation for strategic decisions and regulatory compliance.
Project Framework and Objectives
Company Profile
- Sector: Automotive & Real Estate
- Size: Mid-market
- Locations: Multiple sites across Germany
- Business Areas: Vehicle trading, transport, property
Project Objective
Development of a comprehensive climate risk analysis according to TCFD standards to fulfil regulatory requirements (CSRD, EU Taxonomy) and provide a robust foundation for strategic investment decisions in the context of climate transformation.
Methodological Approach
Regulatory Framework
UBA Guidelines: Systematic climate risk and vulnerability analysis
EU Taxonomy: Classification into taxonomy-eligible activities
Physical Climate Hazards
Analysis of all climate-related hazards according to EU Taxonomy with site-specific georeferencing
Scenarios: RCP4.5 and RCP8.5
Transition Risks
CO2 pricing (ETS2), regulatory changes, technological transformation and market shifts
The analysis follows a two-dimensional risk assessment approach with projection periods of 2031-2040 and 2041-2070, compared against the historical reference period 1991-2020.
Analysis Process in Four Phases
Identify System Elements
Structuring according to UBA requirements along physical assets: buildings and infrastructure, vehicle fleet, technical installations
Data Collection
Gathering of location data with georeferencing, building and facility data, as well as energy and emissions data
Risk Analysis
Exposure and vulnerability analysis for physical risks, emissions-based cost analysis for transition risks
Strategic Assessment
Prioritisation by risk level, identification of synergies, development of concrete action recommendations
Key Findings
Physical Risks
Hail Risk as Top Priority
Particularly relevant for outdoor storage areas with increasing risk in future scenarios and high potential damage costs
Heat Stress in Buildings
Older buildings without air conditioning affected – productivity losses during summer months increasing towards 2050
Transition Risks
Fossil Fuel Heating Systems
Additional CO2 costs from ETS2 introduction in 2028 – strong ROI identified for heating modernisation
Fleet Emissions
Regulatory pressure through tightened requirements – transformation need towards alternative powertrains identified
Strategic Solutions
Integrative measures with multiple benefits
PV Canopies on Outdoor Storage Areas
Triple benefit: Hail protection + electricity generation + charging infrastructure.
Reduces physical and transition risk simultaneously – economically attractive.
Building Refurbishment with Heat Pumps
Replacement of fossil fuel heating systems combined with PV installations for self-supply. Reduces CO2 costs and improves building efficiency.
Additional Adaptation Measures
Heavy rainfall protection through structural measures, greening for heat mitigation, insurance optimisation and fleet decarbonisation.
Project Deliverables
1. Interactive Climate Risk Dashboard
Web-based platform for continuous monitoring with filter functions by location, risk type and time horizon
- Visualisation of risk matrix according to UBA scheme
- Comparison of different climate scenarios
- Presentation of financial impacts
- Export functions for reporting
2. Detailed Analysis Report
Comprehensive documentation with methodological foundations, complete risk analysis and financial assessment
- Action recommendations with clear prioritisation
- Scientifically sound data foundation
3. Management Presentation
Concise summary of results for decision-makers
- Strategic implications
- Implementation roadmap
- Investment prioritisation
Project Benefits
Regulatory Compliance
Fulfilment of CSRD/VSME requirements, Taxonomy conformity and comprehensive preparation for upcoming reporting obligations
Strategic Decision Foundation
Well-founded prioritisation of investments, systematic risk minimisation and identification of strategic opportunities
Operational Value
Insurance optimisation, cost savings through early action and competitive advantage through proactive positioning
The analysis creates transparency regarding risks and enables data-driven decisions for a climate-resilient future.
What Makes This Analysis Special
Interactive Dashboard
Web-based tool for continuous monitoring rather than static report – enables ongoing governance and dynamic prioritisation
System Element-Based Approach
Strict alignment with UBA guidelines focusing on physical assets rather than abstract Taxonomy activities
Integration of Physical and Transition Risks
Holistic consideration of both risk dimensions rather than isolated individual analyses
Site-Specific Precision
Georeferenced data foundation for maximum accuracy rather than generic industry data
Synergy Identification
Measures addressing both risk dimensions (e.g. PV carports) – ecologically and economically optimal
Client Testimonial
As a mid-sized company, we faced the challenge of systematically capturing climate risks without building an entire department for it. The analysis not only provided us with regulatory certainty, but enabled concrete investment decisions – for instance, determining which sites to equip with PV canopies first.
Interested in a climate risk analysis for your company?
Arrange a no-obligation strategy discussion – whether for VSME compliance, investment planning or strategic risk management.
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